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How Can an Identity Theft Lawyer Help You?

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A scam committed or attempted using the identifying data of another individual without any given authority can cause significant damage that can linger for many years to come. It can either create a bad credit history or harm to a person’s reputation. It is of good fortune that one of the resources that can help you from this deceitful act is an identity theft lawyer. There are six classifications of identity theft and a good and experienced identity theft lawyer annapolis md  can help you with anyone of the following: New Account Fraud This happens when a scheming individual uses a victim’s personal identifying information along with his or her good credit standing in creating new accounts. Usually, an individual’s stolen Social Security numbers are used to purchase goods and services. Account Takeover Fraud A fraudster will get hold of an individuals’ existing personal and financial information and use it for his or her own gain. By using a data breach an illegal transac

Immediate Steps to Take if Your Identity is Stolen

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Identity theft is when someone unlawfully used your personal information to make purchases. It is one of the fastest growing crimes in the U.S. with a 47% increase from 2014 to 2015 according to the Federal Trade Commission. Being a victim of identity theft is a very stressful and frustrating event in one’s life. It is exhausting to fix the damage that the culprit caused to your finances, credit and most of all - your reputation. What are the initial steps you should take if you hint an identity theft? There are things you can do to minimize the havoc of a possible identity theft case. 1. Put a fraud alert on your credit reports. A fraud alert notifies lenders and creditors that they should carefully verify your identity before approving credit by putting a red flag on your credit report. 2. Place a security freeze in all your credit reports. This prevents potential creditors from accessing your credit reports. Yet, there are other states that don’t allow credit freeze. 3

Do you really need an Identity Theft Lawyer?

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If you want to undergo a legal process for your identity theft case, then you seriously need a lawyer. You don’t have to carry the overwhelming task of solving your identity theft case alone. A lawyer will be of great help to find out the culprit who without authority used your personal information to avail credit and purchase goods and services. Moreover, he/she will guide you throughout the legal process. Why do you need an Identity Theft Lawyer? If you are a victim of identity theft , do you exactly know your lawful rights? Do you know which laws to cite to help you solve the problem? Do you think you can easily convince the opposing party to give in to your requests and demands on your own? Definitely NO. That is why we have lawyers. They are the perfect individuals for the job, they can provide your needed legal assistance to properly resolve your identity theft dilemma. To make it short - you need a lawyer. Your Identity Theft Lawyer will do the writing As a victim of