How Can an Identity Theft Lawyer Help You?

A scam committed or attempted using the identifying data of another individual without any given authority can cause significant damage that can linger for many years to come. It can either create a bad credit history or harm to a person’s reputation.


It is of good fortune that one of the resources that can help you from this deceitful act is an identity theft lawyer. There are six classifications of identity theft and a good and experienced identity theft lawyer annapolis md can help you with anyone of the following:

New Account Fraud

This happens when a scheming individual uses a victim’s personal identifying information along with his or her good credit standing in creating new accounts. Usually, an individual’s stolen Social Security numbers are used to purchase goods and services.

Account Takeover Fraud

A fraudster will get hold of an individuals’ existing personal and financial information and use it for his or her own gain. By using a data breach an illegal transaction is used for gaining access to existing credit cards or even withdrawals from your bank deposits. These can happen via credit card hacking scams, telephone fraud, phishing, skimming, check fraud, and mortgage refinance fraud.

Criminal Identity Theft

In some instances, a fraudster will take over your identity and then successfully claim it as his or her own. This usually involves impersonation and the act then to commit any type of crime and of all the forms of identity theft, this is the hardest to clean up especially if the perpetrator manages to get away without being punished. Instead of stealing your personal information for financial gain or committing crimes in your name, identity clones comprise your life by actually living and working as you.

Medical Identity Theft

Medical identity theft occurs when someone uses your name and insurance information to acquire deceptive medical care and treatment which includes prescription drugs. The damage can be potentially fatal in the future as wrong information will end up in your future diagnosis.

Business of Commercial Identity Theft

This theft occurs when a fraudster who is usually a former employee will use an existing business’ name to get credit or he or she will forward a bill to a business’ clients for a received product or performed service.

How Can an Identity Theft Lawyer Help You?

An identity theft lawyer will do the following especially as he or she has experience communicating with such entities and further understands the legal obligations to your case:
  • Have a police report done
  • Have a report via the Federal Trade Commission 
  • Communicate with various financial entities to close your account and remove possible fraudulent information 
  • Communicate with debt collections and their agencies 
Identity theft lawyer have experience with protecting the rights of victims and also understand the rights and remedies that may be available to you under federal and state laws. They have experience navigating identity theft cases and work tirelessly to hold identity thieves and other parties accountable for their actions. Our attorneys have a history of success helping consumers restore their good names, reputation, and credit after their identities were stolen.

Baneylaw, P.C.
571-620-6715
Parkway Suite 300, 1997 Annapolis Exchange, Annapolis, MD 21401
www.baneylaw.com

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